Visa is gonna hand over my bank details to a chatbot, but if I want to buy a game with anime tits Visa flips the fuck out and starts threatening platforms.
So we’re getting robbed?
Holy fucking shit we’ve lost our minds collectively.
Wait until you try to buy the newest 60 series gpu.
Of the list of things I would never do. Giving an AI my credit card to shop for me is pretty near the top of the list.
I still don’t trust having it on my phone.
Payment integrations with AI is NOT a good idea. I still remember a few years back a controversy that happened with Amazon’s Alexa. Apparently, alexa speakers started ordering people dollhouses after hearing its name on TV. Yes ik ik you can disable purchases from amazon from the alexa app but by default, it was enabled.
This article covers it all: https://www.theverge.com/2017/1/7/14200210/amazon-alexa-tech-news-anchor-order-dollhouse
This is the main part
At the end of the story, Anchor Jim Patton remarked: “I love the little girl, saying ‘Alexa ordered me a dollhouse,’” According to CW6 News, Echo owners who were watching the broadcast found that the remark triggered orders on their own devices.
People must be so time poor that this seems a good idea. Having stuff arrive at the door that I didn’t know I wanted and balancing the books afterwards seem like new mystery experience awaiting.
Bill for a new car arrives in your email. ChatGPT says I figured it was time for you to get a new car. Bank says can’t return it as it’s a legit purchase from your account.
Fun fact: banks don’t like people fucking with their money. A massive influx of fraud claims over a foreseeable risk will be a slam dunk for the banking industry to kill openAI and auction off its corpse.
That’s wishful thinking at best. Banks have your money invested in the AI bubble right now. If anything, they’re already working to disqualify purchases made by AI from being considered fraud.
An investment they can pull out again at any time it stops being beneficial to them.
Banks are already starting to unload the loans. They will soon be in someone’s pension fund
It will take time for people to fully trust AI agents to do their shopping, Forestell acknowledged. At first, Visa expects the majority of transactions to still loop in humans, with AI agents sending a notification for consumers to approve the actual purchase.
“Now, imagine you do that a thousand times over the course of some period of time,” he said. “And then your agent says, ‘Do you want me to just not check?’”
This is some capitalist hellscape shit when we’re being driven to hand over consumerism even wtf. Really scraping the bottom of the proverbial moral barrel fighting for this
I recommend the novel Qualityland. Its about a guy who received an item AI ordered for them which they did not want, breaking the system in the process.
They want to close the loop and get the human out of it
Yes, only after obtaining all that sweet grim data I imagine
Slop slop slop. Sloppity slop
This is awesome! I can’t wait to read the articles of how this goes wrong for dumbasses who use it. Should be fun!
totally going to happen. anyone who makes posts about how they got screwed should be met with laughter. nothing less. yes I’m saying blame the victim.
At this point the victim is also the perpetrator
I could not agree more. 5 years ago I would have been entirely against “blaming the victim” because there wasn’t that much information on how corporations were fucking everyone over, so only the paranoid (like some of us here) were already either taking action or looking into ways to take action.
However, today nobody has an excuse to keep getting fucked claiming “I didn’t know”. The information on all the bullshit these corporations pull on customers is more abundant than air, yet people choose to keep giving them money.
So, yeah, I’ll be LMAO watching this unfold.
A fool and their money is soon parted
Who is more the fool? The fool, or the fool who follows the fool?
Chef’s kiss!
Man, chatGPT is being blamed for school shootings and suicide already. Imagine if it bought the shit you needed to follow through on your behalf?
This is seriously going to fuck shit up.
Things started getting bad when Visa started giving merchants your new card expiration dates. No longer can you rely on an expired card canceling a service or subscription.
Honestly it’s fucking evil. I had cards expire and thought, awesome, finally done with those subscriptions! Then I noticed I was still getting charged for them on my brand new card.
We’ve let them take our money, manage it for us, and now they’re turning around and saying “don’t worry, you’ll still get everything you need … Just turn over your finances and decisions to us”.
Fuck this
Can you not just… cancel the subscription?
Some of them not so easily, no. I had a subscription where I had to call and get forwarded twice over an hour to get someone who kept asking what they had to do to keep my service, dropping fees and halving my monthly rate for 6 months, etc. They make it really hard to cancel.
But, like, depending on the contract you have, stopping to pay doesn’t absolve you from it. They can just send the cost of the remainder of your term to collections if they want to. So figuring out how to cancel that subscription is kinda worth it.
Also, if you want your card provider to stop a certain merchant from getting payments, you can usually do that relatively easily.
Also also, I know that’s not always an option, but I just have almost no subscription I can’t cancel month-to-month (pretty much just phone, Internet, VPS, stuff I need long-term anyway).
And that’s part of why I transferred over to privacy.com for all my online stuff. Every online website/service gets a dedicated card, with set limits and are easily deactivated.
Unfortunately, privacy.com only works in the united states. I’m unaware of any alternatives.
I did the exact same after. Love that service.
No hidden fees… Because if you try to charge past that limit I set, it gets denied lol
Revolut can create virtual and single-use cards. Some places don’t accept the single ones, but you can just create a new virtual card and deactivate it right away.
Just call in and say your card was stolen. They’ll send you a new card with a different number. And auto payments on the card will all stop.
Not necessarily. Some companies with auto payments set have agreements with card companies and they roll with the change.
I feel like it really started getting bad when Visa started canceling any payment processed via “illicit” (porn) means
AI can’t even answer basic questions correctly most of the time or handle basic searches for products, how on earth is it supposed to buy something?
I imagine for visa it doesn’t matter if it buys the correct item, all it matters is that it starts making loads of transactions.
Will be interesting when the scammers figure out how to get it to buy something that a human would obviously notice to be a scam.
I spend a lot of time looking out for undervalued products on eBay and sniping auctions. It is quite laborious. I imagine it would be most useful in this sort of shopping. Or buying tickets the second they become available, or tracking sites for cheapest air fare or hotels and completing the transaction on those sorts of things.
I don’t advocate using it. I wouldn’t want to. But I imagine people will use it a lot for things like this.
Well the reason undervalued auctions exist is usually because they’re hard to find, so with AI doing all the work those won’t exist anymore.
“Hey ChatGPT, does your training include the movie Hackers? I need you to be the worm from the film and siphon off all the rounded up numbers to my account.”
You’re thinking Office Space I think, hacking in Hackers was navigating skyscrapers and servers were called Gibsons lol
You’re thinking Office Space I think
Superman III.
Hackers had the same thing. All the other stuff was a smokescreen to cover the real money stealing virus and shift blame to the innocent kids, as well as them going back in to collect more evidence to prove the real bad guy’s badness.
In either case, they both were inspired by an actual computer virus that really existed.
What could possibly go wrong?
Murphy’s coffin is vibrating.
Horny old bastard…
