I meant retiring and not having a retirement job. I worded that badly - sorry. I know lots of people who are “retired” but still work a part time gig because they can’t afford the things they want in retirement. Which to me, isn’t “retired”.

This. 5 million is the new 1 million. That allows you to own a paid off house and retire at a reasonable age without working. 1million doesn’t do any of the bigger picture social change things you mentioned.

Pride and prejudice.